Parkston
605-928-7991

Kaylor
605-583-4471

  Personal and Business Products
Certificates of Deposit

Certificates of Deposit are a safe and high-yield method of creating a savings program. Customers can open a Certificate of Deposit for as little as $500.00 and if you choose you can raise the rate during the life of the Certificate.  

Let one of our Tellers help you determine which Certificate of Deposit best fits your savings program.

Certificate of Deposit Terms Offered

  • 182 days
  • 12 Months
  • 24 Months
  • 36 Months (rate raiser)
  • 48 Months (rate raiser)
  • 60 Months (rate raiser)

Click Here to Use a CD Calculator

Rate Raiser Option and Rate Information - The interest rate and annual percentage yield may change.  We will not change the rate on your account during the term of the account.  However, you have the option during each term of this account to exchange this interest rate for a new interest rate.  The new interest rate will be the interest rate we are then offering on any other time deposit of equal term to maturity as the original term of this account.  This exchange will be at no cost to you.  If you make an exchange, the maturity date of this account will remain the same as originally scheduled.

FDIC Web Site

HUD Web Site