you are looking for a Regular Checking Account or an Interest Bearing
Checking Account – we have a solution to meet your needs. The benefits
of each checking account include:
fee on your VISA/Advantage ATM & Check Card upon approval
transfers to savings or a loan payment
Protection can automatically transfer funds from your savings
account or different checking
account. Customers must request this feature.
Reserve available upon credit approval. (an additional type of
Let one of our Tellers help you
determine which Checking Account best fits your needs.
Regular Checking Account
No minimum balance, no check writing limitations, non-interest bearing
SuperNOW Checking Account
Tiered interest bearing account, $1,000 minimum balance, $9.00 service
charge if your balance falls below minimum.
Farmers State Bank's Overdraft Protection program is your key to
avoiding overdraft fees and embarrassing delays. We offer automatic
transfers from one of your accounts to another to cover insufficient
funds. Visit with one of our tellers to find out how you can take
advantage of this time and money saving opportunity.
Farmers State Bank offers a different type of Overdraft Protection called Ready Reserve. Ready
Reserve means that we have approved, in advance, a personal, unsecured loan that
will advance and transfer funds to a customers’ checking account to prevent it
from becoming overdrawn. It is designed to end complications, charges and
embarrassing delays that result from an overdrawn checking account.
Customers can use their good credit history to
qualify for our plan, and their checking account can become a personal loan
account. Customers can write their own loan any time you need extra money for
personal expenses or an emergency. If
you would like to discuss the Ready Reserve Account, stop in and see one of our
loan officers to complete an application.