|Privacy and Security|
E-mail Fraud – "Phishing"
Farmers State Bank will not verify or update confidential customer information via e-mail. Fraudulent e-mails often attempt to obtain personal or account information such as your credit/debit card number, account password, ATM PIN, Social Security Number, mother's maiden name, or other sensitive information. The email may include a link to a Web page asking you to update or verify your account information. These fraudulent e-mails and Web pages may look legitimate. You should never respond to these emails or click on the links in these emails.
To Learn more about how to protect yourself http://www.occ.treas.gov/Consumer/phishing.htm
According to the Federal Trade Commission identity theft
is one the fastest growing crimes in America. Identity theft occurs when
a criminal uses another person's personal information to take on that
person's identity. Information such as name, date of birth, social
security number, bank account numbers, mother's maiden name, etc., can
help a criminal impersonate another individual.
Internet Fraud – Pharming
Pharming is an attempt to steal personal information by redirecting internet users from legitimate business websites to fraudulent ones. The fraudulent websites look like legitimate sites, but the pharmer captures the user’s login name and password information when entered.
The scam works in two different ways. The pharmer may infect your
computer with a virus; when you type in a web address, the virus within
your computer will take you to a fraudulent website. The pharmer may
also hack into your service provider’s server and change the numerical
address of the website to the numerical address of their fraudulent
website. Either way the pharmer can capture your personal information
without you knowing about it.
If you have any questions or concerns about any of the information listed above, please contact us at 605-928-7991 or e-mail us at firstname.lastname@example.org.