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Internet Banking

Internet Banking Login | Internet Banking Application  
Bill Pay | E-Statements

Here are some of the exciting features:

  • Account information in real-time
  • Ability to transfer funds in real-time
  • View your checks, deposit slips and statements online
  • Setup account alerts for activity on your account
  • Pay your bills online with our new Bill Pay service
  • Communicate securely with us about your accounts

To use Internet Banking for the first time you can stop by the bank to complete an application or you can print the Internet Banking Application, and mail, fax (605-928-3349) or drop it off at either Farmers State Bank location in Parkston or Kaylor. 

Internet Banking Application

Once we have received your application, we will send you a letter via U.S. Mail.  Within 2-3 business days you will receive a letter containing your Internet Banking User ID and Password.  You will not be able to access your accounts by Internet Banking until we have received and approved your application.

You can view the Internet Banking web site by clicking the link below.

Internet Banking Login

Bill Pay

Our bill payment system puts you in control of your bills, your money and your time. You control when your payment is sent and how much you want to pay.

If you pay bills by check, you realize how time consuming writing checks can be.  Our electronic bill payment system can save you time. And time isn't all it will save you. When you pay bills online, you can:

  • Pay your bills whenever you want, wherever you want - 24 hours a day, seven days a week. Even in your pajamas!

  • Have peace of mind that our Bill Pay Systemís data encryption technology will send your transactions securely.

  • Receive an automatic payment history to every bill you pay so you know who you paid, when you paid them and how much you paid them. Reduce your chance for late fees and minimize interest charges.

  • Schedule any bill to be paid at a specific time, automatically, online each month.

  • Receive e-mail reminders to pay any e-Bills to avoid losing them in "The Bill Stack."

So save your stamps and envelopes, put away your checkbook and clear your desk. To start paying your bills online, please contact any of our employees at either location.  

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E-Statements are electronic versions of your original paper statements that you would receive through our Internet Banking service, rather than through the U.S. Mail.  They look just like the paper statements, and contain the same images and information, yet you will receive them much sooner than before, usually on the day they are created.

There are some significant advantages in receiving your statements electronically:

  • Same Day Delivery - will eliminate the one to four day waiting period.

  • Easy Storage - E-Statements can be stored virtually anywhere.  You can save them to a hard drive or any removable drive.

  • World Wide Access - E-Statements are delivered to your Internet Banking website, so you have access to them anywhere you need them.

  • Prior Statements - Prior E-Statements will be available for up to a year on your Internet Banking website.

  • Environmentally Friendly - the reduction in paper makes E-Statements far friendlier to the environment.

Are E-Statements protected?
E-Statements are located within our highly secure Internet Banking website.  You will need a USER ID and PASSWORD to access the Internet Banking website.  This makes E-Statements even more secure than traditional paper statements.

Will I receive my paper statements?
With E-Statements, your paper statements become obsolete, so you will no longer receive them through the U.S. mail. Should you need a paper copy, E-Statements can be printed right from your computer.

How do I enroll my accounts to begin receiving E-Statements?
Just click on the E-Statement enrollment link below, then print and complete the E-Statement enrollment form. Then fax, send or bring the form to us and we can start this new service for you.

To enroll your accounts in E-Statements - Click Here

You will need to have Adobe Acrobat Reader to view the Applications, Agreements or E-Statements.  You can download the FREE Adobe Reader by clicking here.  

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If you should have any further questions on Internet Banking, please contact us at 605.928.7991 or via e-mail at  

FDIC Web Site

HUD Web Site