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Parkston
605-928-7991

Kaylor
605-583-4471

  Personal and Business Products
Personal or Business Loans

Farmers State Bank is here to serve all your borrowing needs. Whether you are looking for flexibility in your agricultural operation or looking to purchase that dream home, let our loan officers assist you.  Please stop by to talk with one of our experienced loan officers.

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Operating Lines of Credit
Agricultural and Commercial Lines of Credit offer the flexibility and convenience you need in your business operation. A pre-approved line of credit offers you the ability to finance on an annual basis and to make payments based on your individual cash flow.   Operating Lines of Credit are borrower friendly and fit nicely into any operation's financial plan. 

Consumer Loans
If you're looking for a new car, fixing up your home, or need money for college, emergencies, or other personal expenses a consumer loan is the right loan for you. Consumer loans are traditionally installment loans that have a fixed monthly payment over a specific period of time.

Real Estate Loans
If you've been thinking of purchasing that quarter of land for your expanding farming operation, Farmers State Bank will help you with your purchase.  Several financing options for real estate loans are available depending on your individual situation including balloon, long term, or variable rate.

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