Banking Services

If you are looking for a Regular Checking Account or an Interest-Bearing Checking Account – we have a solution to meet your needs.

A savings account is a building block to a solid financial future. The benefits of each savings account type include an ATM card option and no-cost Online Banking.

Certificates of Deposit are a safe and high-yield method of creating a savings program. Customers can open a Certificate of Deposit for as little as $500.00.

Millions of Americans have discovered that IRA's are one of the best savings instruments available today. More people than ever before are now eligible to take advantage of the incredible tax advantages available through IRAs.

Most checkbooks can only do one thing - checking.  Our Debit card does this and much more.  Our Debit card gives you a fast and convenient way to buy products and services you need.

Farmers State Bank can print your Personal or Business checks at our location in Parkston. You can pick them up at whichever branch location you choose or have them mailed to you for a small charge.

Farmers State Bank offers a variety of Safe Deposit Boxes for storage of your valuables or personal information.

The Federal Government states that U.S. citizens have over $8 billion in matured U.S. savings bonds. Bonds that are 30 or 40 years old or older, depending on when the bond was purchased, are considered matured savings bonds and do not earn any additional interest.