ATM & Visa® Debit Card
Most checkbooks can only do one thing—checking. Our Debit Card does that and much more. It gives you a fast, convenient way to make purchases wherever Visa Debit Cards are accepted, while providing direct access to your checking account without writing a check.
In addition to making purchases, your Debit Card performs all the functions of an ATM card, including withdrawing cash, making deposits, and transferring funds.
Your Debit Card. Now on Your Phone.
Starting June 2026, Farmers State Bank Debit Cards can be added to your mobile wallet, allowing you to make secure, contactless payments with your smartphone or compatible device.
Available on:
- Apple Wallet®
- Google Wallet™
- Samsung Wallet®
Fast. Secure. Contactless.
With digital wallet technology, you can:
- Pay quickly with a simple tap of your phone or device.
- Enjoy enhanced security with tokenized card information.
- Shop in stores, online, and in participating mobile apps.
- Leave your wallet behind while keeping your card close at hand.
Contact any Farmers State Bank location to learn how to add your Debit Card to your digital wallet.
Find an ATM Near You
Find an ATM near you (Opens in New Window).
If you would like to learn more about our Debit Card program, please give us a call at any of our locations or contact us by e-mail (Opens in New Window).
Advantages of a Debit Card
- Anytime, anywhere convenience – Use your card anywhere Visa Debit Cards are accepted, at millions of merchants worldwide.
- Faster than writing checks – No need to carry a checkbook or write checks at checkout.
- No ATM surcharge on purchases – Point-of-sale purchases are not subject to ATM surcharges.
- Safer than carrying cash – Make purchases without carrying large amounts of cash. Daily limits do apply.
- Easy recordkeeping – Debit card transactions appear on your bank statement, making budgeting and purchase tracking easier.
- Consumer protections – Debit card purchases include chargeback rights that are not available with cash transactions.
- Community banking advantage – Your card is issued by a local community bank committed to serving local families, businesses, and farmers.
Added Security for Online Shopping
Protecting you is our top priority.
To help prevent unauthorized use of your card, online purchases may require an additional verification step to confirm your identity. This added security helps protect your account from fraud while providing a seamless shopping experience.
As a Farmers State Bank cardholder, your online transactions are protected through Visa's security services, which help make online purchases safer and more secure.
Learn more about how Visa protects your online purchases (Opens in New Window).
If you would like to learn more about our Debit Card program, please give us a call at any of our locations or contact us by e-mail (Opens in New Window).
Lost or Stolen Card
To report a lost or stolen Farmers State Bank ATM or Visa Debit Card after normal banking hours, please call 1-800-236-2442.